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zatoichi

Member Since 11 Jan 2011
Offline Last Active May 09 2013 09:17

Topics I've Started

C Y Rapid Return

04 March 2013 - 13:20

I thought I'd be clever and hoover up some C/Y rapid returns - My thinking being that although they were initially thought higher risk - they have been paying OK for some time, so are really lower risk?

Picked up 19 on the 27/1 - of which 4 have already gone Late
(1 a year old, 2 2+ years old, 1 3 years old)

Unlucky, odd???

:(

Lending Forecast

14 September 2012 - 16:49

Query re the 'Lending Forecast' shown when editing a loan offer - under 'More Info'.
It changed at some point (I didn't notice when) from the size of loans the offer would be included in - to a prediction of the total amount loaned in the coming week?

The predicted amount seems quite stable - wheras the old 'size of loan' seemed to gyrate rapidly?

However the predicted amount, for me anyway, hasn't been at all accurate recently?

I've had £150 on offer for the last 2 weeks - predicted amount totals of £350+ - but have only lent £20. It doesn't seem to be a case of being matched and then rejected - I'm not getting matched at all?

Not important  :rolleyes: just curious if anyone else finding the same.

Payments from Loans in Arrangement

31 July 2012 - 11:09

I have 2 Loans in Arrangement - both are making regular reduced payments.
e.g.

DATE............AMOUNT..CAPITAL.INTEREST.....STATUS
31/07/2012______£0.11___£0.05___£0.06___Uninitialised
28/07/2012______£0.22___£0.16___£0.06___Failed
29/06/2012______£0.10___£0.04___£0.06___Paid
28/06/2012______£0.21___£0.15___£0.06___Failed
29/05/2012______£0.10___£0.04___£0.06___Paid
28/05/2012______£0.21___£0.15___£0.06___Failed

Why does Zopa still record the original agreed payment amount each month - although it always fails ? (Presumably they're not requesting this as a DD?)
Is the new arranged payment a manual process?

Z
(apologies for the formatting)

Amend a Loan Offer

11 June 2012 - 11:08

I click on the little pencil Icon to amend my loan offer - and it logs me out - I'm back at the sign in screen?

Happened 3 times in a row - in the last 5 minutes  :blink:

Processing/Batches

15 May 2012 - 16:09

Just idle curiosity  B) - anecdotally loans seem to update the dashboard in batches - rather than individually. Why is this?

For example for a couple of days now I've had 5 loans in processing - then in a 5 minute period around 5pm - 3 were rejected - 2 OK'd.

I just saw this by chance - I don't check every 5 minutes  :P