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MrGrey

Member Since 18 Mar 2010
Offline Last Active Aug 16 2011 13:58

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Group Members lvl 1
Active Posts 67
Profile Views 3,665
Member Title Zebra
Age Age Unknown
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Female
Location
scotland

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Philanthropist
08 Oct 2011 - 03:41
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Posts I've Made

In Topic: Expected returns not that great?

26 June 2011 - 09:16

The_alchemist, on 24 June 2011 - 23:03, said:

So my current Zopa interest rate is <1.0%

I'm aware interest rates in Zopa can go up as well as down so my <1.0% interest rate can go up hopefully or my �225 in loans currently showing as late could possibly be written off taking my interest rate to new heights that will make me look for a cheap holiday to Greece ;-)

If I could wrap my Zopa account in an ISA wrapper I would feel more warm and fuzzy, but sadly I can't so my stocks and shares ISA is vastly outperforming my Zopa investment account and for me that's what I benchmark my Zopa account against, as long as I'm making a few quid I'll be content, when I start to dip into negative interest ( so to speak ) I might start to rapid return into my rapidly outperforming ISA account.

Considering inflation, you are in negative interest.

In Topic: Funding Circle

24 June 2011 - 10:28

sl75, on 22 June 2011 - 12:33, said:

For the JL offer, it doesn't actually say they have to be *new* loans though - just an increase in the total loan parts outstanding. I foresee a few lenders going on shopping sprees on the Loan Parts page in addition to making bids on the new ones...

Or there is going to be a tsunami of second hand loan parts for sale in 2 months time.

In Topic: Rate Setter

20 June 2011 - 09:21

Tell you what I like about RS, payments into RS from my bank are credited in less than 2h, payments out of RS into my bankaccount are there the next working day and repayments are credited instandly to the RS account. Have not noticed any website downtime yet either. Good work!

In Topic: Danesfield P2P

15 June 2011 - 09:25

MRC_London, on 14 June 2011 - 19:33, said:

Hmm ... just tried to register but failed due to "We have been unable to automatically confirm your identity. Your request has been forwarded to our team to be processed manually. We will be in touch within the next few days regarding the outcome. " Unusual in my case (same address for last 7 years) but not unheard of.

However the text in the accompanying "Help" box has me stumped:

Do we have any linguistic experts ?

Yep, not registering me automatically either, I will be manually processed, too. Same address for 8 years etc.

In Topic: Late Payment

22 May 2011 - 19:31

I have a borrower who makes a partial payment every so often. This time a new date for his partial payment appeared, 20.5., but the amount is �0.!

Anyone know what that means?