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figures18

Member Since 22 Apr 2009
Online Last Active Today, 14:49

Posts I've Made

In Topic: Fallng Market - Early Repay and Borrow again - Lenders lose out

Yesterday, 22:18

View Postgrahamg, on 20 May 2013 - 22:11, said:

Well I have a lender who has just closed a 5 year loan at 6.6% and is borrowing again at 6.0%.
How much is the borrowing fee?

Another weird thing is that part of the new loan is A* and part is A  same borrower
Go into your loan book and under advanced options select 'borrower fee' you'll be able to see what he paid the first time around and this time.  It's unlikely his new loan is part of 2 markets.  It has been known for borrowers to match a shorter and a longer market at one time, IIRC the longer will be the higher A* market, one of the loans will be thrown out by the underwriters.  Check if the loan is in processing or contract unsigned, group loans by 'borrowing state' to see.  He could have just tried more than one application and one is still to unwind.

In Topic: Uninitialised payment

Yesterday, 16:11

or it could be that the first was uninitialised then paid and the borrower tried to make an extra payment which failed.  Depends what dates qbuster is looking at, I'm sure he'll come back and clarify his post.  He did say in the first month so it could have been an extra payment.

In Topic: Uninitialised payment

Yesterday, 15:59

It's the start of the process a few days before the borrower's repayment day.  If it comes in then it shows as paid, if it doesn't come in then it shows as failed. See the help topic on uninitialised payments in the forum FAQ and/or this one borrowers repayments

In Topic: Fees not yet deducted?

Yesterday, 07:18

and 'tis mended :)

In Topic: Fees not yet deducted?

Yesterday, 06:35

Not quite the right thread but it'll do.  I've noticed that the fee deduction button got stuck around Wed/Thu last week and the rolling total hasn't been increasing on my account since then.  No doubt come the 27th (or earlier as that's a bank holiday) the monthly total will adjust and be deducted but just an observation for now in case it's been overlooked...

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