This week in the marketplace..., data extracted from weekly lender emails Options

[sl75]

[Edit: copied "source data" below]
18-Jan-08 £238320 was lent out to borrowers at an average gross rate of 7.77%.
25-Jan-08
01-Feb-08 £164550 was lent out to borrowers at an average gross rate of 7.8%.
08-Feb-08
11-Feb-08 £219590 was lent out to borrowers at an average gross rate of 8.37%.
15-Feb-08 £29670 was lent out to borrowers at an average gross rate of 9.74%.
22-Feb-08 £44050 was lent out to borrowers at an average gross rate of 8.81%.
29-Feb-08 £890930 was lent out to borrowers at an average gross rate of 8.32%.
07-Mar-08 £C60 was lent out to borrowers at an average gross rate of 15.7%
14-Mar-08 £C60 was lent out to borrowers at an average gross rate of 16.1%.
20-Mar-08 £242960 was lent out to borrowers at an average gross rate of 8.95%.
28-Mar-08 £152660 was lent out to borrowers at an average gross rate of 9.08%.
04-Apr-08 £242220 was lent out to borrowers at an average gross rate of 8.53%.
11-Apr-08 £231780 was lent out to borrowers at an average gross rate of 8.69%.
18-Apr-08 £181200 was lent out to borrowers at an average gross rate of 8.78%.
25-Apr-08 £171220 was lent out to borrowers at an average gross rate of 8.96%.
02-May-08 £148600 was lent out to borrowers at an average gross rate of 9.21%.
09-May-08 £148600 was lent out to borrowers at an average gross rate of 9.21%.
15-May-08 £274400 was lent out to borrowers at an average gross rate of 8.76%.
22-May-08 £287400 was lent out to borrowers at an average gross rate of 9.45%.
29-May-08 £226700 was lent out to borrowers at an average gross rate of 9.8%.
05-Jun-08 £237700 was lent out to borrowers at an average gross rate of 9.88%.
12-Jun-08 £196300 was lent out to borrowers at an average gross rate of 9.14%.
19-Jun-08 £268300 was lent out to borrowers at an average gross rate of 9.83%.
26-Jun-08 £234700 was lent out to borrowers at an average gross rate of 10.57%.
03-Jul-08 £170600 was lent out to borrowers at an average gross rate of 9.12%.
10-Jul-08 £231150 was lent out to borrowers at an average gross rate of 8.91%.
17-Jul-08 £211900 was lent out to borrowers at an average gross rate of 10.14%.
24-Jul-08 £222200 was lent out to borrowers at an average gross rate of 9.64%.
31-Jul-08 £233600 was lent out to borrowers at an average gross rate of 9.71%.
07-Aug-08 £380400 was lent out to borrowers at an average gross rate of 10.7%.
14-Aug-08 £273300 was lent out to borrowers at an average gross rate of 10.55%.
21-Aug-08 £273300 was lent out to borrowers at an average gross rate of 10.47%
28-Aug-08 £221400 was lent out to borrowers at an average gross rate of 10.43%.
04-Sep-08 £247640 was lent out to borrowers at an average gross rate of 10.36%.
11-Sep-08 £227300 was lent out to borrowers at an average gross rate of 10.62%.
18-Sep-08 £235200 was lent out to borrowers at an average gross rate of 11.1%.
25-Sep-08 £205350 was lent out to borrowers at an average gross rate of 10.41%.
02-Oct-08 £245200 was lent out to borrowers at an average gross rate of 10.97%.
09-Oct-08 £260900 was lent out to borrowers at an average gross rate of 10.43%.
16-Oct-08 £222000 was lent out to borrowers at an average gross rate of 10.74%.
23-Oct-08 £298400 was lent out to borrowers at an average gross rate of 10.56%.
30-Oct-08 £244800 was lent out to borrowers at an average gross rate of 10.13%.
06-Nov-08 £206000 was lent out to borrowers at an average gross rate of 9.99%.
13-Nov-08 £254500 was lent out to borrowers at an average gross rate of 9.67%.
20-Nov-08 £228100 was lent out to borrowers at an average gross rate of 10.9%.
27-Nov-08 £321700 was lent out to borrowers at an average gross rate of 9.72%.
04-Dec-08 £369600 was lent out to borrowers at an average gross rate of 10.2%.
11-Dec-08 £301950 was lent out to borrowers at an average gross rate of 9.99%.
18-Dec-08 £358800 was lent out to borrowers at an average gross rate of 9.05%.
25-Dec-08
01-Jan-09
08-Jan-09 £319200 was lent out to borrowers at an average gross rate of 8.94%.
15-Jan-09 £559100 was lent out to borrowers at an average gross rate of 9.06%.
22-Jan-09 £565500 was lent out to borrowers at an average gross rate of 9.22%.
29-Jan-09 £597400 was lent out to borrowers at an average gross rate of 9.39%.
05-Feb-09 £473000 was lent out to borrowers at an average gross rate of 9.62%.
12-Feb-09 £611230 was lent out to borrowers at an average gross rate of 9.71%.
19-Feb-09 £535100 was lent out to borrowers at an average gross rate of 9.63%.
26-Feb-09 £758500 was lent out to borrowers at an average gross rate of 8.48%.
05-Mar-09
12-Mar-09 £604040 was lent out to borrowers at an average gross rate of 8.14%.
19-Mar-09 £657660 was lent out to borrowers at an average gross rate of 8.19%.
26-Mar-09 £618160 was lent out to borrowers at an average gross rate of 8.5%.
02-Apr-09 £615040 was lent out to borrowers at an average gross rate of 8.06%.
09-Apr-09 £839190 was lent out to borrowers at an average gross rate of 7.72%.
16-Apr-09 £332690 was lent out to borrowers at an average gross rate of 8.51%.
23-Apr-09 £790920 was lent out to borrowers at an average gross rate of 7.56%.
30-Apr-09 £783780 was lent out to borrowers at an average gross rate of 7.63%.
07-May-09 £602250 was lent out to borrowers at an average gross rate of 8.37%.
14-May-09 £751040 was lent out to borrowers at an average gross rate of 8.19%.
21-May-09 £912240 was lent out to borrowers at an average gross rate of 7.82%.
28-May-09 £533420 was lent out to borrowers at an average gross rate of 8.45%.
04-Jun-09 £668020 was lent out to borrowers at an average gross rate of 7.85%.
11-Jun-09 £704440 was lent out to borrowers at an average gross rate of 7.97%.
18-Jun-09 £717920 was lent out to borrowers at an average gross rate of 8.3%.


This post has been edited by sl75: Jun 18 2009, 05:30 PM

[Ajax]

Pretty

Just shows how things are different from a year ago

Wonder how long it will be before we break the £1M disbursal barrier for a week?

[Xanadu5]

Pretty

Just shows how things are different from a year ago

Wonder how long it will be before we break the £1M disbursal barrier for a week?

Maybe about the same time we reach 300,000 members.

[Ajax]

Maybe about the same time we reach 300,000 members.

May even be before then (current standing is 286,693 members).

[elljay]

05-Mar-09

was: £645950 was lent out to borrowers at an average gross rate of 8.36%

Nice graph!

[sl75]

was: £645950 was lent out to borrowers at an average gross rate of 8.36%

Nice graph!

Perhaps you have some from even longer ago?

I'd also wonder if the data can easily be coaxed into a form that might be drawn alongside some of the other graphs on your site.....

[Wangja]

Good stuff.

Now, if there's a chartist in the house, he can plot the 50 and 200 day MA's, bollinger bands et al and tell us how high the lending will go.

And when.

[elljay]

Perhaps you have some from even longer ago?

I'd also wonder if the data can easily be coaxed into a form that might be drawn alongside some of the other graphs on your site.....

Got data from 17th Aug '07 which I think is when the weekly email was launched.

Don't know of a way to make rrdtool use two Y axes on the same graph so plotted with a log scale: (click the graph for other time ranges)

[elljay]

Have added two separate graphs for Amount and Rate here.

[elljay]

There we go - divided the Amount plot by 100000 so they plot together:

[sl75]

There we go - divided the Amount plot by 100000 so they plot together:

Nice

[elljay]

Good stuff.

Now, if there's a chartist in the house, he can plot the 50 and 200 day MA's, bollinger bands et al and tell us how high the lending will go.

And when.

MA's done:



Can't find Bollinger or 'predict the future' functions in RRDTool

[comptroller]

MA's done:



Can't find Bollinger or 'predict the future' functions in RRDTool

Don't worry for every "expert" that will tell you "the golden cross," "the island top," "the morning flag" etc etc etc means a rise another "expert " will tell you it means a fall

[Geoffj]

Don't worry for every "expert" that will tell you "the golden cross," "the island top," "the morning flag" etc etc etc means a rise another "expert " will tell you it means a fall

Hi Comptroller
Except that chartists would never apply thier reading techniques to cooked data like this. Chartists work from price movement graphs (of mutliple types) only. Or at least I never read or seen anything to the contrary.

Regards
geoffj

[fluppet]

It must be my imagination but it's looking more and more as if there is a bottle in that graph!!

[happl]

SL75 and others , I want to thank you for your effort, you created here some really good charts. I found the charts even on an external webpage (http://www.wiseclerk.com/group-news/category/services/zopa/)

I wonder if we could build these charts seperated for the different lending categories-This is necessary as this diagram doesn't show whether the interest rates changed or just the proportion of the different categories.
-To do this the old versions of the zopa_market_data files could be used, as they show the matches for one month. if you deliver me the data and if you are interested in, I would create some nice diagrams based on this information and post them here.
Do you or someone else have this data? Or do you know where I can find it?

Greetings

[happl]

Forget my post, I found the data, just have to check if it includes the whole history.
Greetings